WHAT CAN TRUMP YOUR WILL?

You signed a Will. You clearly stated who gets what. So that's the final word…right?

Not necessarily.

A Will doesn't always control what happens to your assets after death. Things that may override—or simply operate outside—your Will include:

⚖️ A surviving spouse's elective share
🏠Joint ownership with rights of survivorship
💰Beneficiary designations on retirement accounts, life insurance and annuities
🏦Payable-on-death (POD) and transfer-on-death (TOD) accounts
🏡A Transfer-on-Death Deed

The lesson?

Estate planning isn't just about what your Will says. It's about making sure everything else you own agrees with it.

Because sometimes… your Will doesn't win.

Educational information only—not legal advice. Every estate plan should be tailored to your individual circumstances.